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Here are some ways to do it for free. When you purchase real property such as a house, you're said to be "taking title." Get help from third-party services. Of course, you probably know of any loans, liens, or claims on the title of your home, but you may not know that a deed was recorded improperly or that the neighbor’s new garage is too close to your … When you conduct a title search, you are in fact looking back through the history of a piece of property. Check the information on your house with your county's deed office every so often to make sure nothing has changed. Home Title Lock is a nationwide company that provides insurance against title fraud, also known as “house stealing” or “deed theft.” Whether Home Title Lock is worthwhile for you will depend on the type of property you own, how much time you’re willing to put into monitoring your own deed(s), and whether you already have owner’s title insurance. Investigating the history of a property ensures the title exists and that the owner of the property has a legal right to sell it. When you check a property title, you trace ownership history of the property. You will need to conduct your own property search. Moreover, sellers may conduct an independent title search prior to listing with an agent to double check their home’s title. Home Title Lock is one of the services that says it will monitor your home’s deed 24/7 to prevent title fraud; it costs $15 a month ($150 annually, two years for $298). You should get a preliminary title search for your property when you prepare to make the purchase, but you shouldn’t rely on that alone. What you receive, however, is a deed and perhaps an abstract of title summarizing your home's ownership history. How to Check a Property Title. You could, of course, hire someone, but that costs money. If you are purchasing real property (a.k.a., a home or land) or using your home as collateral on a loan (e.g., getting a mortgage), chances are you will have to conduct a title search. There are service providers in the market that can help protect against home title fraud, either through title insurance or title protection by "locking" your title. How to Do a Title Search: 10 Steps (with Pictures) - wikiHow